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Frequently Asked Questions
Everything you need to know about using Huddle
Getting Started
What is Huddle?
Huddle is homeownership infrastructure that activates dead capital for renters. Pay rent in USDC, allocate a portion to Bitcoin, and earn an on-chain reputation badge that proves your rental history.
How do I sign up?
Click 'Get Started' and choose whether you're a tenant or landlord. You'll need an email address to create an account. Once registered, you can connect your crypto wallet to enable USDC payments and Bitcoin savings.
Do I need a crypto wallet?
Yes, to use Huddle's full features you'll need a compatible Ethereum wallet like MetaMask, Coinbase Wallet, or Rainbow. We support any wallet that works with WalletConnect. You can browse properties without a wallet, but payments and badges require one.
What blockchain does Huddle use?
Huddle operates on Base, an Ethereum Layer 2 network built by Coinbase. Base offers low fees and fast transactions while maintaining Ethereum's security. All payments, badges, and deposits are recorded on Base.
For Tenants
How does Bitcoin savings work?
When you pay rent, you choose what percentage (5-30%) to allocate to Bitcoin. That portion is converted to BTC and held in your own wallet. You own the Bitcoin outright. Bitcoin is volatile and may lose value — Huddle does not provide investment advice or guarantee returns.
What is the Huddle Badge?
The Huddle Badge is a soulbound NFT that proves your rental history on-chain. It tracks your on-time payments, total rent paid, and payment streak. Landlords can verify it instantly. Levels go from Bronze (1-12 payments) to Platinum (37+ payments).
Can I use my badge when applying to new properties?
Yes! Your badge travels with you. When applying to Huddle-listed properties, landlords can instantly verify your payment history. Some lenders are also starting to accept Huddle Badges as proof of payment history for mortgage applications.
What happens to my Bitcoin savings if I move?
Your Bitcoin savings belong to you and stay in your wallet regardless of where you live. They're not tied to any specific property or lease.
How do I pay rent?
Connect your wallet, ensure you have USDC on Base, and click 'Pay Rent' from your dashboard. The payment goes directly to your landlord with instant settlement. Your Bitcoin savings portion is automatically converted.
For Landlords
Why should I list on Huddle?
Get instant USDC payments with no chargebacks, attract financially savvy crypto-native tenants, verify tenant history instantly via their Huddle Badge, and reduce fraud with on-chain deposit tracking. Payment fees are ~1% vs 3% for credit cards.
How do I receive rent payments?
Payments are sent directly to your wallet in USDC. Configure your wallet address in Settings. Payments settle instantly - no more waiting for bank transfers or checks to clear.
What is deposit migration?
You can convert your existing tenant's security deposit to a Bitcoin-denominated HuddleBond. If Bitcoin appreciates, the tenant receives 80% and you receive 20%. Principal protection is maintained through on-chain invariants. Bitcoin is volatile and may lose value.
How do I award badges to tenants?
Go to Tenants > select a tenant > Award Badge. You can import their payment history if they're an existing tenant, or their badge builds automatically from Huddle payments. The badge is minted as a soulbound NFT on Base.
Can I accept traditional payments too?
Currently, Huddle focuses on USDC payments on Base. We're exploring integrations with traditional payment rails for landlords who want to offer both options.
Payments & Wallet
What is USDC?
USDC is a stablecoin pegged 1:1 to the US dollar. It's issued by Circle and fully backed by cash reserves. 1 USDC always equals $1, so there's no price volatility when paying rent.
How do I get USDC on Base?
You can buy USDC on Coinbase and transfer it to Base, or use a bridge to move USDC from Ethereum mainnet to Base. Popular options include the official Base Bridge or third-party bridges like Hop Protocol.
Are there transaction fees?
Yes, but they're minimal on Base - typically less than $0.01 per transaction. Huddle charges a 1% platform fee on rent payments, which is significantly less than credit card processing fees.
Is my wallet secure?
We never have access to your private keys. Huddle uses standard wallet connection protocols (WalletConnect, injected wallets). Always verify transaction details before signing, and never share your seed phrase.
Badges & Reputation
What are badge levels?
Bronze (1-12 on-time payments), Silver (13-24), Gold (25-36), and Platinum (37+). Each level unlocks more reputation credibility. Your badge also tracks your payment streak, total rent paid, and completed leases.
Can I transfer my badge?
Huddle Badges are soulbound, meaning they can't be transferred or sold. This ensures badges genuinely represent the holder's rental history, not something purchased from someone else.
What if I have payment history from before Huddle?
Landlords can import your historical payment records when awarding your badge. This lets established renters start with credit for their existing track record.
How do lenders verify my badge?
Your badge is publicly verifiable on the blockchain. Lenders can check your badge's contract address and token ID to see your complete payment history. We're building direct integrations with mortgage lenders.